Payment Solutions in Pakistan

Territories - Asia

Transforming Pakistan's economy with seamless payment solutions

Adoption of broader digital payment methods is boosting the economy

Pakistan’s economy remains largely informal and heavily reliant on cash transactions. While larger purchases often necessitate bank drafts or pay orders, the majority of everyday transactions continue to be conducted in cash. With over 50 million internet users, Pakistan is poised for rapid economic growth, especially as internet penetration is expected to quadruple in the next five years. This shift towards digitalization could significantly impact financial inclusion, potentially reducing the unregulated nature of the economy. As more people gain access to the internet, the digital economy is likely to expand, offering new opportunities for businesses and individuals alike. According to recent data, Pakistan’s e-commerce market is projected to reach $7 billion by 2025, further highlighting the potential for digital financial services to transform the economy.

Market Overview

Population

251.3 million
Online Population

110 million
Currency

PKR

e-Commerce Market Value

$16.4 billion
GDP

$347.1 billion
GDP per Capita

$1,680

Available Payment Methods

At UBank Connect, we understand the unique challenges businesses in Pakistan face, especially in a predominantly cash-based economy. That’s why we offer a robust range of payment solutions, including Bank Transfer, Easypaisa, and JazzCash, designed to simplify and secure your financial transactions. Our goal is to help your business thrive, whether you’re handling payments locally or across borders. With our seamless integration of these popular payment methods, you can effortlessly reach more customers and streamline your operations.

We’re here to support your growth, both in Pakistan and on the global stage. By partnering with UBank Connect, you’ll gain access to tools that make managing payments easier and more efficient, empowering you to overcome financial hurdles and scale your business with confidence. Whether you’re a small enterprise or a large corporation, we’re committed to providing the payment solutions you need to succeed. Let UBank Connect be your partner in transforming your business—get started today and unlock new opportunities!

Why choose UBank Connect?

Direct connection to banks
Dedicated bank account(s)
Local technology and operations team
Flexible and competitive rates
Global reach with a single API access
Support in emerging markets

Key Takeaways

Cash-on-delivery remains the preferred payment method for 95% of online orders in Pakistan. This preference necessitates specialized teams to manage cash receipts, leading to higher operating costs and increased liquidity requirements for e-commerce businesses.
e-Commerce businesses experience a significant surge in traffic during major festivals and events, such as Eid-ul-Fitr, Eid-ul-Adha, Black Friday, New Year, and wedding seasons. Additionally, major athletic events drive increased sales of event-related apparel and gear.
With only 24% of the population holding a bank account, e-commerce businesses face elevated costs and challenges. The low bank account penetration complicates transactions and adds to the operational expenses of handling cash-based payments.

Get started today!

Discover how UBank Connect can enhance your payment solutions in Pakistan. Contact us today to learn more about how we can support your business. Let’s connect and take your payment processes to the next level.

Territories - Asia

Transforming Pakistan's economy with seamless payment solutions

Adoption of broader digital payment methods is boosting the economy

Market Overview

Population

Online Population

Currency

e-Commerce Market Value

GDP

GDP per Capita

Available Payment Methods

Why choose UBank Connect?

Key Takeaways

Get started today!

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