Payment Solutions in Ivory Coast

Territories - Africa

Ivory Coast’s Payment Revolution is Just Getting Started

UBank Connect Payment Solutions in Ivory Coast

Mobile wallets and other alternative payments are empowering individuals and businesses, unlocking new opportunities in the Ivorian economy.

Ivory Coast is undergoing a digital financial revolution, with mobile money and bank transfers becoming the preferred way to pay for millions of consumers. As of 2024, mobile connections in the country exceeded 43 million—well above the total population—demonstrating widespread mobile penetration and readiness for digital services.

Mobile wallets such as Orange Money, MTN Mobile Money, Wave, and Moov Cash dominate the financial ecosystem, enabling everything from bill payments to person-to-person transfers. This rise in digital finance has significantly improved financial inclusion, with mobile money accounts reaching new highs across the region.

Bank transfers are also growing steadily as more Ivoirians gain access to formal banking services, creating a dual-channel system where both mobile money and traditional banking coexist to serve consumers and businesses. This digital transformation is not only reshaping how people pay, but also contributing to national economic growth and stability.

Market Overview

  • Population

    35.1 million

  • Online Population

    24.3 million

  • Currency

    GHS

  • e-Commerce Market Value

    $1.04 billion

  • GDP

    $82.2 billion

  • GDP per Capita

    $2,519.14

Available Payment Methods

MTN - Payment Solutions
Orange Money - Payment Method

UBank Connect empowers businesses in Ivory Coast to tap into the country’s most trusted and widely used mobile money platforms—MTN Mobile Money, Orange Money, Moov Money, and Wave. With our streamlined integration and secure infrastructure, you can accept payments instantly from millions of Ivoirians who rely on mobile wallets every day. Whether you’re in e-commerce, digital services, or local retail, we help you stay connected to your customers through fast, reliable, and scalable mobile payment solutions.

Join the mobile money movement with UBank Connect and take your business to the next level in Ivory Coast’s digital economy.

Why choose UBank Connect?

  • Direct connection to banks
  • Dedicated bank account(s)
  • Local technology and operations team
  • Flexible and competitive rates
  • Global reach with a single API access
  • Support in emerging markets

Key Takeaways

  • Ivory Coast’s payment landscape is rapidly evolving, with mobile money transactions accounting for over 70% of all digital payments in 2024, reflecting strong consumer preference for cashless options.
  • Mobile wallets like MTN Mobile Money, Orange Money, Moov Money, and Wave dominate everyday transactions, with more than 20 million active mobile money accounts registered across the country as of 2024.
  • eCommerce in Ivory Coast is growing steadily, projected to reach a market value exceeding $400 million by the end of 2025, driven largely by increased internet access and mobile payment adoption.
  • Bank transfers are gaining traction alongside mobile wallets, with formal banking penetration rising to nearly 45%, supporting a dual payment ecosystem that boosts financial inclusion and digital commerce.
UBank Connect Solutions

Get started today!

Discover how UBank Connect can enhance your payment solutions in Ivory Coast. Contact us today to learn more about how we can support your business. Let’s connect and take your payment processes to the next level.